Worksheets
George has compiled some useful resources that will help you prepare for your mortgage application.
Purchase Checklist
Below are the recommended documents you’ll need in order to apply and qualify for a home purchase loan. Depending on your unique situation and circumstances, not all of these may be applicable. In some instances, additional documentation may be required.
- Photo ID (driver’s license or passport)
- Most recent pay stub
- W2s for the last 2 years
- Federal tax returns (1040s) for the last two years, with all schedules
- Last 2 months’ bank & brokerage account statements (all pages)
- Most recent quarterly statements for retirement/IRA accounts (all pages)
- List of names, addresses and phone numbers of each employer (last 2 years)
- Purchase & Sale Agreement
- Copy of earnest money (security) deposit checks
- Copy of settlement statement (HUD-1), if you have sold your previous or existing home
Refinance Checklist
Below are the recommended documents you’ll need in order to apply and qualify for a refinance transaction. Depending on your unique situation and circumstances, not all of these may be applicable. In some instances, additional documentation may be required.
- Photo ID (driver’s license or passport)
- Most recent pay stub
- W2s for the last 2 years
- Federal tax returns (1040s) for the last two years, with all schedules
- Last 2 months’ bank & brokerage account statements (all pages)
- Most recent quarterly statements for retirement/IRA accounts (all pages)
- List of names, addresses and phone numbers of each employer (last 2 years)
- Contact information for your home insurance agent
- Copy of your most recent mortgage statement for each property
- Copy of 2nd mortgage note and statement (if applicable)
